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Prime Minister Youth Programs : Procedure And Criteria for Prime Minister Youth Packages and Schemes Including Scholarships, Loans, Internship and Laptop Schemes

Prime Minister Youth Programs : Procedure And Criteria For Prime Minister Youth Packages And Schemes Including Scholarships, Loans, Internship And Laptop Schemes

Prime Minister Youth Programs and Scheme

 Prime Minister Youth Programs : Procedure And Criteria for Prime Minister Youth Packages and Schemes Including Scholarships, Loans, Internship and Laptop Schemes

PM’s Qarz-e-Hasana Scheme

Brief description Qarz-e-Hasana (microfinance) facility aimed at helping the industry raise current access level of 2.5 million people to 5.0 million in next 5 years.
Eligibility criteria Vulnerable rural and urban poor with a poverty score of up to 40
Focus on women 50% of loans will go to women borrowers.
Geographical spread All Pakistan, preferably limited and un-served areas.
Pricing It is Qarz-e-Hasana and will not carry any mark-up.
Size and number of loans 250,000 loans of Rs.25,000 average
Government Grant 2013-14 Rs.3.5 billion.
Executing agency PPAF through enlisted partner organizations and community organizations having necessary expertise and experience.
Recycling Borrowers will be encouraged to return the loan that will go back to permanent fund available to the community for future lending. Fund will also educate the borrowers to convert from being “takers” to “givers”, so that the fund will continue to grow.

PM’s Small Business Loans Scheme

Brief description Small business loans scheme will focus on unemployed youth, especially educated, looking for establishing new enterprises.
Eligibility criteria All young men/women. Age not more than 35 Years.  Entrepreneurial potential.
Focus on women 50% of loans will go to women borrowers.
Debt-Equity ratio 90:10 with tenor of up to 7 years
Pricing 8% fixed for borrower but government will pay the difference of the cost at KIBOR+500 bps.
Refinancing SBP to explore providing 50% refinance at the risk of participating banks
Risk mitigation Government will share 50% of losses subject to a maximum of 10% of the loan amount
Number of Loans 100,000
Size of Loan Rs.0.5 – 2.0 Million
Average Loan Size Rs.1.25 Million
Allocation in Budget 2013-14 Rs.5 billion
Executing agency NBP and First Women Bank under the guidance and supervision of SBP. Other Banks will be encouraged to join.
Sectors and Products All sectors. Standardized schemes/projects/ undertakings will be designed by SMEDA, projects designed by private sector service provider or individuals themselves.

PM’s Youth Training Scheme

Brief description Aimed at training the educated youth of Pakistan through internship in private and public sector offices.
Eligibility criteria All those graduates with 16 years of education from HEC approved educational institutions, not more than 25 years of age (26 for less-developed areas).
Geographical spread All Pakistan
Stipend Rs.10,000 per month for 12 months
Number of interns 50,000
Budget Allocation FY 2013-14 Rs.4.0 billion
Executing agency A top class management consulting firm/university from the private sector in collaboration with the Government, will be responsible for the design, placement of internees and their periodic evaluation.
Training program Focal points in each private and public office will be responsible for ensuring effective use of the internees’ services
Areas of training All leading private sector firms and development sector organizations, federal, provincial and local government offices including educational institutions will be offered services of the internees

PM’s Scheme for Provision of Laptop

Brief description Aimed at spreading the use of computers amongst the college/university level students.
Eligibility criteria All students registered in an HEC approved educational institution. All masters/doctoral students and 50% under-graduate students will get the laptop.
Geographical spread All Pakistan.
Cost per laptop Rs.40,000 approx.
Total number 100,000 students
Budget Allocation FY 2013-14 Rs.4.0 billion
Executing agency Higher Education Commission (HEC)/Ministry of Education and Trainings. To be designed and implemented based on the same pattern and parameters as adopted in the Punjab.
Local manufacturing HEC is negotiating a deal from manufacturers for local assembly of laptop computers, which will become feasible in the face of such high demand from the present scheme as well that from Punjab.

PM’s Scheme for Reimbursement of Fee of Students from the Less Developed Areas 

Brief description Aimed at encouraging pursuit of higher education by students from less developed areas through financing of their tuition fees paid directly to universities.
Eligibility criteria All students registered in Masters/Ph.D programs in an HEC approved public sector educational institution.
Geographical spread Students domiciled in interior Sindh, Southern Punjab (Divisions of Multan, Bahawalpur and DG Khan), entire Balochistan, less developed areas of KP (Malakand, Kohistan and DI Khan), GB  and FATA.
Average Tuition Fees Rs.40,000 per year
Total number 30,000 students
Budget Allocation FY 2013-14 Rs.1.2 Billion
Executing agency Higher Education Commission (HEC) in collaboration with the Ministry of Education and Trainings, which will be responsible for its implementation on the ground.

Prime Minister Youth Programs : Procedure And Criteria For Prime Minister Youth Packages And Schemes Including Scholarships, Loans, Internship And Laptop Schemes

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5 Responses to “Prime Minister Youth Programs : Procedure And Criteria for Prime Minister Youth Packages and Schemes Including Scholarships, Loans, Internship and Laptop Schemes”

  • i want Loans .i am master of education

  • sana ullah khattak:

    sir i am needy of loan of prim minister plz hel me in this regard

  • ANA:

    i want to get scholarship please give me scholarship.and i has passed intermediate please please give me laptop also

  • sidra:

    Sir I’m working as C.T.I Islamiat in GOVT College Narowal. Sir not students but also teachers need Laptops.There should be a scheme for teachers on the base of their results. this prgrm will motivate the teachers and also help them in providing quality education. plz think about it

  • I have got admission in M.Phil (Library&InformationScience)at Minhaj University Lahore and belong to District Pakpattan (Multan Division).As I am meeting criteria please accomodate me for Scholarship.

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